Are applicants receiving rental assistance permitted to provide documentation of their ability to pay rent through evidence other than a credit report?

Yes, applicants with rental assistance are allowed to present alternative forms of evidence to demonstrate their ability to pay their portion of the rent. Housing providers must give applicants reasonable time to submit verifiable and lawful documents, such as bank statements, pay stubs, or proof of public benefits, as an alternative to a credit report. If such evidence is provided, the housing provider must consider it in their assessment of the applicant’s financial capability. This approach aligns with fair housing practices as endorsed by HUD regulations and California state laws, which aim to ensure non-discriminatory treatment of all applicants, including those receiving housing assistance.